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Financial Calculators

Free 2026 tax estimators, mortgage tools, and personal finance calculators — updated for OBBB, Rev. Proc. 2025-32 brackets, and SECURE 2.0 rules. No login, no email capture.

Educational estimates — not tax adviceLast reviewed May 7, 2026How we calculate

Tax Calculators

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Estimate 2026 federal income tax, capital gains, OBBB deductions, self-employment tax, crypto gains, and more using the latest IRS figures.

2026 Federal Income Tax Calculator2026 federal income tax with OBBB provisionsUpdated May 2026OBBB Impact CalculatorCompare OBBB vs. old TCJA-sunset lawUpdated May 2026Tip Income Tax Exemption CalculatorTip income deduction up to $25,000Updated May 2026Overtime Tax Exemption CalculatorOvertime premium deduction up to $12,500Updated May 2026SALT Deduction Calculator$40,400 SALT cap with phase-downUpdated May 20262026 Tax Bracket CalculatorMarginal and effective bracket breakdownUpdated May 2026Self-Employment Tax CalculatorSE tax, deductible half, and QBIUpdated May 2026Capital Gains Tax CalculatorLTCG stacking and NIIT calculationUpdated May 2026EV Tax Credit Phase-Out CalculatorEV credits expired 9/30/2025 — alt savingsUpdated May 20262026 Crypto Capital Gains Tax CalculatorShort vs long-term crypto gains + NIITUpdated May 2026

Mortgage Calculators

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Calculate monthly payments, total interest, FHA loan costs with MIP, mortgage payoff with extra payments, and property tax by state.

Mortgage CalculatorMonthly P&I, PITI, amortization scheduleUpdated May 2026Mortgage Interest Deduction Calculator$750K cap proration and PMIUpdated May 2026Property Tax CalculatorAnnual tax estimate by stateUpdated May 2026Mortgage Payoff Calculator: See Your Extra Payment SavingsExtra payments, months saved, interest savedUpdated May 2026FHA Loan CalculatorUFMIP 1.75%, annual MIP tiers, full PITIUpdated May 2026

Finance Calculators

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Project investment growth, convert salary to hourly wage, calculate purchasing power, estimate student loan payments, and plan required minimum distributions.

Compound Interest CalculatorFuture value with contributionsUpdated May 2026Inflation CalculatorCPI-U purchasing power 1913–2025Updated May 2026Required Minimum Distribution (RMD) CalculatorRequired minimum distribution (Table III)Updated May 2026Student Loan Repayment & Payoff Calculator (2026)IBR, PSLF, and standard 10-year comparisonUpdated May 2026Salary to Hourly CalculatorAnnual, monthly, biweekly, hourly ratesUpdated May 2026Purchasing Power & Inflation-Adjusted Salary CalculatorCPI-adjusted salary in real dollarsUpdated May 2026

Business & Self-Employed

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Calculate sales tax by state, startup burn rate and runway, side hustle quarterly taxes, and small business break-even point.

2026 US Sales Tax CalculatorState + county + city combined rateUpdated May 2026Startup Burn Rate & Cash Runway CalculatorGross burn, net burn, runway monthsUpdated May 20262026 Side Hustle & 1099 Tax Calculator1099 SE tax, quarterly payments, effective rateUpdated May 2026Break-Even Point CalculatorBreakeven units, revenue, contribution marginUpdated May 2026

All calculators provide estimates for educational purposes only. Tax law is complex and individual situations vary. Consult a licensed CPA or financial advisor for tax and financial decisions. See our disclaimer and methodology for details.