Finance Tools

Finance Calculators

Six free personal finance calculators: project investment growth, measure purchasing power changes with BLS CPI data, calculate RMDs under SECURE 2.0, compare student loan repayment plans, convert salary to hourly rates, and track inflation-adjusted pay.

Key facts for 2026

  • Compound interest: $10,000 at 7% monthly compounding grows to $20,097 after 10 years — without any additional contributions.
  • Inflation: $100 in 2000 equals about $187 in 2025 — an 87% cumulative price increase, or 2.53% per year on average (BLS CPI-U).
  • RMD starting age: SECURE 2.0 raised the required beginning date to age 73 for those born 1951–1959. The age increases to 75 starting in 2033.

Related guides

Purchasing power: the inflation, purchasing-power, and compound-interest tools are collected on the purchasing-power hub.