Finance Tools
Finance Calculators
Six free personal finance calculators: project investment growth, measure purchasing power changes with BLS CPI data, calculate RMDs under SECURE 2.0, compare student loan repayment plans, convert salary to hourly rates, and track inflation-adjusted pay.
Compound Interest Calculator
Investment growth with compounding and contributions
Inflation Calculator
CPI purchasing power 1913–2025
Required Minimum Distribution (RMD) Calculator
Required minimum distribution (SECURE 2.0, age 73)
Student Loan Repayment & Payoff Calculator (2026)
Standard, IBR, and PSLF repayment comparison
Salary to Hourly Calculator
Annual salary converted to hourly and all pay periods
Purchasing Power & Inflation-Adjusted Salary Calculator
Inflation-adjusted salary using BLS CPI-U data
Key facts for 2026
- Compound interest: $10,000 at 7% monthly compounding grows to $20,097 after 10 years — without any additional contributions.
- Inflation: $100 in 2000 equals about $183 in 2025 — an 83% cumulative price increase, or 2.46% per year on average (BLS CPI-U).
- RMD starting age: SECURE 2.0 raised the required beginning date to age 73 for those born 1951–1959. The age increases to 75 starting in 2033.