Mortgage Tools
Mortgage Calculators
Five free calculators covering monthly mortgage payment and amortization, the 2026 mortgage interest deduction, property tax estimates for all 50 states, FHA loans with MIP, and extra-payment payoff acceleration.
Mortgage Calculator
Monthly P&I payment and full amortization
Mortgage Interest Deduction Calculator
2026 mortgage interest deduction ($750K cap)
Property Tax Calculator
Annual property tax estimate by state
Mortgage Payoff Calculator: See Your Extra Payment Savings
Interest saved by paying extra each month
FHA Loan Calculator
FHA payment with UFMIP and MIP built in
2026 Mortgage Tax Changes
- Mortgage interest cap made permanent: OBBB §70108 permanently extended the $750,000 acquisition debt cap (was set to expire after 2025 under TCJA).
- PMI deduction made permanent: The mortgage insurance premium deduction is now permanent for acquisition loans.
- SALT cap raised: The 2026 SALT cap is $40,400, up from $10,000 — property taxes can be deducted up to that combined limit when itemizing.